Credit Card Tips
OVERVIEW
The article outlines helpful tips to take note of in terms of customer card data.
Tips:
Help protect customer card data. A breach can be very costly for the university.
University rules for payment card acceptance:
Never create an electronic record containing card numbers,
Avoid creating paper records containing card numbers,
Never accept card numbers sent by email,
Participate annually in security awareness training, and
Detect, contain, and report card data breaches to Business Affairs.
Never send SSNs by email.
Avoid storing other sensitive data on portable devices and media which is often lost or stolen.
Be wary of phishing emails, suspicious calls requesting private data, and terminal repair visitors.
Make sure your department has written procedures for handling card data.
Make sure the customer has signed their card.
Inspect the card and monitor customer behavior for signs of fraud.
Inventory and secure card terminals.
Process EMV cards using the chip.
Inspect terminals for signs of tampering and replacement at the beginning of each business day.
For card-not-present transactions, it is best to accept and process the number over the phone.